Crest Capital Best Lender for Equipment Financing

Crest Capital Best Lender for Equipment FinancingAs a small business owner, finding the right equipment for yur business often involves financing. There are alternative lenders devoted to financing equipment so you can find the right deal on the right piece of equipment. Whether you need construction equipment, restaurant equipment or office supplies, lenders exist to provide you with several vorkaufsrechts for financing. Many can provide funding to companies through a vendor, or they can work with you and act as a vendor as well.After much research and analysis,we recommendCrest Capitalas ur 2019pick for the best alternative lender for equipment loans.To understand how we selected our best picks and to see a comprehensive list of alternative lenders, visit ourbest picks page.Why Crest Capital?Crest Capital has a quick application process, fast approvals, a variety of financing terms and excellent customer service. It can even pair you with an equipment or vehicle vendor. Here is a b reakdown of why its our best pick.Editors Note Trying to find a business loan thats right for you? Fill in the questionnaire below, and you will be contacted by our partner alternative lenders, who will help you find the right loan for you.Application and approval processCrest Capital has been providing equipment and vehicle financing since the late 80s. If youre seeking financing for $250,000 or less, you fill out and submit a simple application. This is ideal for business owners looking for quick funding. You have the option of filling out an application zugnglich or completing a paper version. The paper version can be faxed or scanned and emailed in. The application includes basic questions about you, your business and the equipment you want to finance. behauptung are some of the specific questions included in the applicationCompany anthroponym, website and addressEach company owners name and Social Security numberThe percentage of the company that belongs to each ownerThe compan ys bank name and account numberEstimated cost of the equipmentThe length of the loan or lease you wantCondition of the equipmentName and address of the equipment vendorThere are several tiefpunkt eligibility requirements you need to meet to be considered for an equipment loan with Crest Capital. You must have a minimum credit score of 700 and have been in business for at least two years.The lender also requires that you dont have any current delinquent payments or a history of nonpayment to creditors. The lender reviews all this information and usually makes a final determination within four hours. This is significantly faster than many other equipment financing lenders we examined. This approval process is seamless for businesses looking for funding under $250,000.Financing for more than $250,000 requires a more extensive application process. Besides your credit score and payment history, Crest Capital requires the followingA written overview of your organization (two pages max, po sitiv brochures and/or resumes)A written description of the purpose of the equipment and financial justification of acquiring the equipmentLast two year-end financial statements and current interim financial statementsTax returns for the two most recent years (unless financial statements are audited or reviewed)Last two years of tax returns on all entities and principals owning at least 20% of the companyCurrent financial statement on all entities or principals owning at least 20% of the businessList of current loans and leases (include lender name, account number and phone number)Once you submit all this information, Crest Capital usually makes an approval decision within one business day. This is considerably faster than many of the other lenders we looked into, which take up to two weeks to approve borrowers.Loan termsPart of Crest Capitals appeal for us welches its wide array of financing terms. The company offers financing of up to $1,000,000, with term lengths of 24 to 84 mont hs. The wide range of options lets you choose the financing structure that best fits your needs. We also like that Crest Capital lets you choose your own loan term length that fits into your budget.With Crest Capital, you can choose between various loan structures, some of which allow you to keep the vehicle or equipment at the end of the term. These are some of the options availableEquipment finance agreementThis is a fixed-rate loan offering a monthly payment that does not fluctuate with treasury rates. At the end of the term, you own the equipment. $1 purchase agreementWith this lease, you have a fixed monthly payment, and you own the equipment at the end of the lease for a nominal amount, such as $1. 10% purchase optionThis is a lease with a fixed monthly payment as well as a fixed purchase option. At the end of the lease, you can purchase the equipment at 10% of its original cost, renew the lease or return the equipment to Crest Capital. Fair market valueThis offers the lowest fixed monthly payments. In addition, the payments are usually 100% tax-deductible. At the end of the lease, you can purchase the equipment at fair market value, renew the lease or return it to Crest Capital. Guaranteed purchase agreementThis provides a guaranteed purchase price for the equipment at the end of the term. You can choose a purchase price that is fixed at a certain dollar amount or pick from a range between a fixed minimum and maximum amount. First-amendment leaseThis gives you a purchase option at one or more defined points during the lease, with the requirement that you renew or continue the lease if the purchase option is not exercised. Operating leaseThis meets the criteria established by the Financial Accounting Standards Board and is available for equipment with a strong after-market value. If you want to learn more about equipment leasing, we encourage you to check out ourequipment leasing buyers guide.All the financing structures can be combined with a variety of other payment options. These include step-up plans (lower payments early in the finance term and higher payments later), deferred plans (defer payment for up to six months) and seasonal plans (no monthly payments during seasonal businesses slow periods). The seasonal plans are especially attractive for small business owners who own businesses where they only use their equipment at certain times of the year. This kind of flexibility was nonexistent from other lenders and is another reason why Crest is a great equipment financier for small businesses.Crest Capital also offers Section 179 qualified financing, which allows tax deductions on the cost of equipment. Under Section 179, small businesses can deduct up to $500,000, with a threshold of $2,000,000 for total equipment purchased for the year.Since there many types of financing structures, its impossible to say what your interest rate would be. Those rates are determined not only by the structure you choose but also by the term le ngth, credit score, your time in business and the type of equipment being financed.Besides the interest rate, the only fee Crest Capital charges is a $250 documentation fee. After agreeing to a deal, Crest Capital immediately collects the documentation fee and first months payment. The lender then purchases the equipment the next day from the vendor of your choice. Repayment is made monthly via an automatic withdraw from your bank account.Customer serviceWe were extremely impressed with Crest Capitals customer service. To test its customer support, we called the lender multiple times, posing as a business owner interested in equipment financing.Each time we reached Crest Capital, a professional, pleasant and helpful representative immediately answered our call. Just having someone take our call was a step up from some of the other lenders we contacted, which sent us straight to voicemail.Instead of trying to get information about our business and the equipment we wanted, Crest Capit al representatives allowed us to ask all our questions first. Some of the other lenders we spoke to brushed aside our questions and immediately started gathering the information they wanted, like how much the equipment we wanted to finance was and the financial status of our business.During all our calls, the representatives we spoke to provided clear and detailed answers to each of our questions. Some other lenders we spoke with gave unclear answers that left us confused about exactly how their financing worked. Crest Capital representatives are available via phone, email and online forms. The companys website features details on each of the lenders financing programs, a helpful FAQs section and a Section 179 calculator to give you an idea of how much money you could save by using those tax-deduction options.Crest Capital is an accredited member of the Better geschftliches miteinander Bureau with an A+ rating. It also scored a 5 out of 5 stars on more than78 customer reviews. As of March 2019, there had not been one consumer complaint filed against it with the BBB in the past three years. Many of the other lenders we examined had at least some complaints filed against them. Crest was one of the only lenders we found that had positive reviews and not one complaint.LimitationsThe biggest drawbacks with Crest Capital are its requirements for the minimum credit score and time in business. The requirement for at least a 700 Equifax score could eliminate some businesses from even being considered for financing. In addition, the company doesnt work with startup businesses.Ready to choose an alternative lender? Heres a breakdown of our complete coverageThe Best Alternative Lenders for Businesses 2019Best Alternative Lender for Lines of CreditBest Alternative Lender for Startup LoansBest Alternative Lender for Merchant Cash AdvancesBest Alternative Lender for Bad Credit LoansBest Alternative Lender for Working Capital LoansEditors Note Trying to find a business loan t hats right for you? Fill in the questionnaire below, and you will be contacted by our partner alternative lenders, who will help you find the right loan for you. Matt DAngelo Matt DAngelo is a staff writer covering small business for Business.com and Business News Daily. After graduating from James Madison University with a degree in journalism, Matt gained experience as a copy editor and writer for newspapers and various online publications. In addition to his writing and reporting, Matt edits articles. He reviews small business services, including PEOs, small business loans and GPS fleet tracking services. 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Classified Info About Writing Resume for Home Sewer Samples Only the Experts Know About

Classified Info About Writing Resume for Home Sewer Samples Only the Experts Know About So How About Writing Resume for Home Sewer Samples? For starters, its the commencement of your resume. There are two or three routes you may take with resume writing. You will certainly learn a lot by reading these resumes as you may be making simple mistakes that may cost you. To aid you in getting prepared as you wait around for the big day to get there, I have prepared common questions that are associated with the plumbing job that you are searching for. The Pain of Writing Resume for Home Sewer Samples Besides your technical abilities, its also crucial for a plumber applicant to recognize his experiences in the plumbing market. You have to communicate your passion and expertise when it has to do with plumbing. Therefore, if youre one of the folks searching for a plumbing job, you will want to effectively showcase all plumbing skills to impress a possible employer. Discover the way to use plumber resume examples and compose a professional resume. How to Choose Writing Resume for Home Sewer Samples Make certain you dress appropriately and that youre on time. To help support your work search, you should have a good foundationa well-built resume. If youre asking for work, you will go the additional mile to stick out among the other qualified applicants. Landing a work nowadays is never straightforward. Dont forget that you just have a single opportunity to make a great impression and capture the interest of a possible employer. You name and contact information really ought to stand out so the reader can easily return and find it should they want to shortlist you for vorstellungsgesprch. You may be intending to figure out about them once you land the work simply to discover that the very first question that greets you once you arrive at the interview is whenever the business was started. Additionally, it gives a chance to add related abilities, abilities, and interests, or another information you didnt think of in the interview which could have a bearing on your candidacy. The Number One Question You Must Ask for Writing Resume for Home Sewer Samples When adding your contact information, its not always a good idea to include your house address, particularly if you live some miles away from the website of the internship that youre applying for. With our specialized therapy, youll be in a place to tap the complete potential of your professional network and make sure your profile on social networking channels matches the caliber of your resume. Provide a thorough overview of skills at the very top section of your resume, so that itll be the very first thing noticed by the employer. Most employers dont have a great deal of time to sit down and read a large quantity of text.

Dont Let Your Net Worth Dictate Your Self-Worth

Dont Let Your Net Worth Dictate Your Self-Worth Article by Aditi ShrikantWhen I graduated college and decide to pursue a career in writing, I knew I would not be making a lot of money. What I didnt anticipate was how badeanstalt that would make me feel. While all of my friends were taking girls trips to Miami and moving into one-bedroom apartments, I was sharing a bathroom with three other people and calculating whether I had enough money to fly home for Christmas.After a while, it became hard not to equate my value as a person with my value as an employee, and my negative attitude about both spilled into my personal relationships. I would have a bad day at work and find myself snapping at my roommates or whatever family member had the audacity to call me and see how I was doing.It was only when I started to focus on the value I had in all parts of my life not just the ones I was paid for that my net worth stopped dictating how I treated people and how I treated myself. Here are four tips to help you keep your net worth from deciding your self-worth.1. Understand Your Market ValueIf you choose to enter a competitive field, sometimes you will have to make financial sacrifices. Half of New York City seemed to be pursuing a career in writing alongside me. This meant that I was easily replaceable and didnt have the leverage to ask for a whole lot of money. Those were, and still are, realities I had to face every day.If you feel you are being legitimately undervalued at your job, talk to someone about it. A mentor, the person who holds the position right above yours someone who will be honest with you about what you should be getting paid and how to ask your employer for mora if your salary is not meeting those goals.Once you flesh out what your market value is, it will be easy to feel less hurt by how much money you are making. Your salary doesnt define you, and it shouldnt be your only source of happiness. Your market value is j ust that your value in a specific market. Dont make it mora than it is.2. Dont Bring Your Work HomeWhen you make a mistake at work, there are two things you need to do Learn from it and then let it go. According to Gail Saltz, M.D., associate professor of psychiatry at The New York Presbyterian Hospital Weill-Cornell Medical College, work stress does damage. It causes a rise in blood pressure, G.I. issues, and brain cell death over the long haul.In other words, work life causes a lot of physical and mental stress. Becausewe dont want to show any stress or anxiety at work,we often end up bringing that stress home. We can fall into cycles of slipping up at work, being in a bad mood in our personal lives because of it, and feeling guilty about both. If you keep your work mistakes at work and out of the home, youll be less likely toconflate the value of the two.3. Engage in Fulfilling Activities That Are NotYour JobThe easiest way to feel more valuable is to find joy and purpose in an activity that does not earn you money. A common and worthy suggestion is volunteer work. According to HelpGuide.org, Volunteering also provides you with renewed creativity, motivation, and vision that can carry over into your personal and professional life.If you dont feel like you can commit to volunteering, try picking up an old hobby. Creating something on which you wont be judged gives meaning to how you spend your time and how you value yourself. You are more than what your company pays you it might just take you picking up knitting to believe it4. Dont Compare Your Market Value to OthersThis may seem obvious, but making a conscious effort to focus only on your own progress each day is actually a lot of work. There are endless numbersof people to whom you can compare yourself, andits likelyyouwill compare yourself to someone who has accomplished something you wish you did.Comparing yourself to others can keep you from being genuinely happy for those who are progressing. Set pe rsonal goals for yourself that have nothing to do with those around you, and you will be more willing to celebrate your own and others accomplishments.A version of this article originally appeared on SUCCESS.com.

Digital detox How to stop wasting time on the internet

Digital detox How to stop wasting time on the internetDigital detox How to stop wasting time on the internetWe all waste a lot of time on the internet these days. And due to mobile devices, we do iteverywhere, leid just at home.(In fact, right now there is enormous pressure on moi to make sure you feel readingthisis productive and not just mora time-wasting on the internet. Yeesh.)So how do we address Oh, dear me, I almost forgot to include the obligatory scary statistics that are essential when talking about how technology is ruining ur lives. Alrighty, better check that boxHolly Shakya of UCSD and Nicholas Christakis of Yale did a study of over 5200 people titled,Association of facebook inc Use With Compromised Well-Being A Longitudinal Study.And, boy, that title is quite the time-saver as far as my job is concerned, lemme tell yaOur results show that overall, the use of Facebook was negatively associated with well-being.By the way, that research wasnt published in the Fancy Pants Journal of Happiness or the The Review of Ivory Tower Digital Studies Nah. It was approved and published by The American Journal of Epidemiology. Yes, thats the study ofdisease.Email, texting, Netflix, Xbox, 64 flavors of social media The screens have declared victory. Weve got an iPhone in one hand and were waving a white flag with the other.And for those who grew up in a screen-dominated world, its even worse. Teens spend an average ofnine hours a dayconsuming media. And theirrates of depression and suicidehave skyrocketed. Id love to tell you those things are totally unconnected but SDSU psychology profJean Twengesays,Much of this deterioration can be traced to their phones.What do we do?Cal Newportwants to start a revolution. He calls it Digital Minimalism. Put the baseball bat down were not going neo-luddite and smashing the machines. We want to control how we use tech - so it doesnt control us.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldDigital minimalism definitively does not reject the innovations of the internet age, but instead rejects the way so many people engage with these tools.And Cals the right guy to guide us out of this mess. Not only is he abestselling author- but did I mention hes also a professor of computer science at Georgetown? Hes the furthest things from a technophobe and knows a lot more about our digital world than you or I do.His upcoming book isDigital Minimalism Choosing a Focused Life in a Noisy World.Lets get to it The digital minimalism manifestoScreen time has become the default. And thats a dicke bretter bohren mssen. Waiting in line? Look at your phone. Sitting on the toilet? Look at your phone. Friend said three words that werent fascinating? Look at your phone.You dont pick up a hammer unless theres a nail around. It has a specific purpose. But we dont binnensee our digital tools like that. Cal says we need to.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldA philosophy of technology u se in which you focus your online time in a small number of carefully selected and optimized activities that strongly support things you value, and then happily miss out on everything else.Our devices provide plenty of benefits. But were often really bad about balancing that with the costs in an optimal way. Social mediacanmake us happy, but face-to-face time makes us happier and one usually comes at the expense of the other. But social media is more convenient. So we dont make the best choice we make the easy choice.These technologies took hold pretty suddenly. Most of us havent taken the time to decide what place they have in our lives so they dont take over our lives.Thats addiction.We want to be more deliberate and intentional about our technology use. No nail? Dont pick up the hammer. But you reflexively pick up your phone the second the movie of your life feels like its scoring less than 90% on Rotten Tomatoes.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldDigi tal minimalists see new technologies as tools to be used to support things they deeply value not as sources of value themselves. They dont accept the idea that offeringsomesmall benefit is justification for allowing an attention-gobbling service into their lives, and are instead interested in applying new technology in highly selective and intentional ways that yield big wins. Just as important theyre comfortable missing out on everything else.We dont need to toss our phones but we do need to perform some cost-benefit analysis and decide what works and what doesnt. Henry David Thoreau put it best over 150 years ago.FromWaldenThe cost of a thing is the amount of what I will call life which is required to be exchanged for it, immediately or in the long run.In the moment, we think our overuse of tech comes at no cost. But then we wonder where Sunday went. Why we always feel like theres not enough time. And why we havent seen certain friends face-to-face in six months.(To learn more ab out the science of a successful life, check out my bestselling bookhere.)So how do we start making changes? Were going to rehab, pal.No, youre not checking into a facility - but I hope you like the taste of cold turkey The 30-day digital declutterYoure going to take a 30-day break from nach eigenem belieben technologies. (Yes, really. This has been done before by a large number of people and surprisingly few of them died from it.)During the 30 days youre going to rediscover the things that bring you joy which dont involve a screen. The things that made you a human instead of a well-trained click monkey.After the month ends youre going to re-introduce only those technologies that have a net-positive effect on your life. And youll do it in an intentional way with a specified use plan that maximizes your life, not your time online.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldMuch like decluttering your house, this lifestyle experiment provides a reset for your digita l life by clearing away distracting tools and compulsive habits that may have accumulated haphazardly over time and replacing them with a much more intentional set of behaviors, optimized, in proper minimalist fashion, to support your values instead of subverting them.And this isnt some theoretical idea. Cal actually ran this experiment with his mailing list before writing the book. When he first launched OPERATION DIGITAL DECLUTTER he expected 40-50 people to participate. He was wrong 1,600 did. So you are not alone.Whats the first step? Defining what optional technology means to you so youre clear on what is no longer kosher for the month.FromDigital Minimalism Choosing a Focused Life in a Noisy World consider the technology optional unless its temporary removal would harm or significantly disrupt the daily operation of your professional or personal life.In other words, default to verboten unless theres areallygood reason. Nobodys saying you have to ditch your work email, your mic rowave, or your electric toothbrush. But Facebook, Instagram and video games are out. Delete all not-mission-critical apps from your phone.Sure, some technologies are largely optional but have critical use cases. Personal email, texting, etc. These need operating procedures. Set time limits or create filters so only messages from important people get through.And everything else digitally tempting that cannot be outright banned gets rules.Maybe you do watch Netflix, but only socially, never alone for the 30 days. Maybe you listen to podcasts, but only on your commute.If you find yourself debating how to handle something, ask a smart friend to make the judgment call.(To learn how to stop checking your phone, clickhere.)Okay, all your digital drugs have been flushed down the toilet and youre going to stay clean for 30 days. But now what the heck do you do with your time?Detox + high-quality leisure30 days. Mark it on the calendar.Believe it or not, there was a time before smartphones and the internet, back when dinosaurs roamed the earth. And people were happy. Probably happier than you are now.The goal of the next 30 days is not merely to suffer. You want to reset. Tobreak bad habits, realize what is important, and rediscover all those things you enjoy that never scream LOW BATTERY.Dont just treat this as merely a detox. Much like dieting, if you eat healthy for 30 days but then go back to your old ways, youll just gain the weight back. You need to fill the digital void with some new, more rewarding activities.Screens aside, what do you enjoy? What do you miss? What have you been meaning to do?Reading books. Starting a hobby. Exercising. Learning to cook. Hiking. Seeing friends. Playing sports. Being the parent at the playground who is actually looking at their kids instead of their phone.What have people mentioned to you in the past few years that you replied to with, That would be great but I dont have the time?Well, like it or not, youve got more time now, B ubba.Cal recommends setting a goal for the month. Maybe pick the songs youre going to learn on the guitar and have a party at the end of the 30 dayswhere you will play them for friends. That gives you a plan and a deadline. And the threat of embarrassment if you dont follow through.(To learn 5 secrets from neuroscience that will increase your attention span, clickhere.)Okay, the 30 days are over. Youre leaving rehab. But how do you make the transition without returning to your bad habits? Well, were gonna get some help from the most unlikely of places Managing technology (courtesy of the Amish)But the Amish dont use technology.Wrong.The Amish use tractors but not cars. Many have electricity but its not connected to the municipal grid. And while personal phones are prohibited, many towns have a community phone booth.Whats the deal? How do they draw the line? It comes down to values.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldThe Amish, it turns out, do something t hats both shockingly radical and simple in our age of impulsive and complicated consumerism they start with the things they value most, then work backward to ask whether a given new technology performs more harm than good with repect to these values.Tractors help them feed their family.Approved. Cars mean people drive to other towns instead of spending time with friends in the community.Banned.You just did 30 days hard time. So what tech really makes life better? What has far more upside than downside? What was more time-saver than time-waster? You have a blank slate. What should be welcome back in your neo-Amish lifestyle?Cal offers 3 rulesFromDigital Minimalism Choosing a Focused Life in a Noisy WorldTo allow an optional technology back into your life at the end of the digital declutter, it must1) Serve something you deeply value (offering some benefit is not enough)2) Be the best use technology to serve this value (if its not, replace it with something better)3) Have a role in yo ur life that is constrained with a standard operating procedure that specifies when and how you use it.Yes, youre still gonna do some aimless web-surfing and Netflix bingeing from time to time. Were not going to be unrealistic here. But how do you manage that going forward?The calendar and the clock are your friends.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldSchedule in advance the time you spend on low-quality leisure. That is, work out the specific time periods during which youll indulge in web surfing, social media checking, and entertainment streaming. When you get to these periods, anything goes. If you want to binge-watch Netflix while live-streaming yourself browsing Twitter go for it. But outside these periods, stay offline.(To get Cals tips on how to stop being lazy and get more done, clickhere.)Sounds good but the phone is always there tempting you. It buzzes and rings and calls to you, literally. How do we handle it?Do not disturb is the new defaultYou r smartphone has a do not disturb setting. Just leave it on by default. Or you can schedule when it will automatically turn on and off. And, yes, you can designate certain numbers and texts that always get through. Play with the settings until you find a balance that works for you.And you want to respond to texts in batches. Designated periods of time where you respond to everything rather than an incessant back and forth that pretty much eliminates your ability to concentrate.And if youre really feeling bold, try leaving your phone in the glove compartment of your car when you drive somewhere. Youcango get it if you really need it, but youll be much more likely to pay attention to the friends youre with or to turn to that book you were smart enough to bring.And what about other devices? We discussed how the general purpose nature of digital tools can be problematic. So to restrain your impulses Cal recommends turning yourgeneralpurpose devices intosinglepurpose devices. The Netflix app and social media are only on your iPad. Theres nothing but work stuff on the desktop. Texting notifications only show up on your phone.This allows you to put certain devices away and focus on one thing at a time.(To learn Cals tips on the best way to manage your time, clickhere.)Okay, youve graduated rehab and joined the Neo-Amish. Lets round it all up and answer the big question people always askIf Im spending dramatically less time texting, emailing and using social media, isnt that going to hurt my relationships?Sum upThis is how to stop wasting time on the internetThe 30-Day Digital Declutter Designate optional technology, build rules around the non-optional, and then go cold turkey for a month.Detox and high quality leisure Rediscover what you used to enjoy. Engage in the activities you never have time for. Fill the digital void.Managing technology (courtesy of the Amish) Think about whats important to you and only re-introduce tech that best addresses those things. Weigh benefitsandcosts.Do not disturb is the new default No notifications unless they will stop you from getting fired or prevent a child from drowning. Texting in batches. Make devices single purpose.So if you make these changes, wont that mean fewer connections with people? Will you be cutting yourself off from the world - all too much like The Amish do?No doubt youll reduce the amount of low quality interactions you have. But if you just make a few tweaks, you can trade shallow connections for deep conversations and improve your important relationships.Cal recommends having office hours much like a college professor might.Designate set times on set days during which youre always available to talk. Cal learned this from a friend who established 530PM on weekdays as his office hours. Its no accident thats when hes stuck in traffic commuting.This not only spares him from constant texting and emailing, it actually deepens his important relationships.FromDigital Minimalism Choosing a Focus ed Life in a Noisy WorldThe logistical simplicity of this system enables this executive to easily shift time-consuming, low-quality connections into higher-quality conversation. If you write him with a somewhat complicated question, he can reply, Id love to get into that. Call me at 530 any day you want.But that still leaves the problem of less time on social media and friends who might get upset that youre not liking all the pictures of their new baby. Again, we want to trade frequent shallow connection for less frequent but more meaningful conversation.FromDigital Minimalism Choosing a Focused Life in a Noisy WorldOne person I mentioned this strategy to, for example, expressed concern that if she didnt leave a comment on a friends latest baby picture, it would be noted as a callous omission. If the friendship is important, however, let the concern about this reaction motivate you to invest the time required to set up a real conversation. Actually visiting the new mom will return s ignificantly more value to both of you than adding a short aww to a perfunctory scroll of comments You can be the one person in their life who actuallytalksto them on a regular basis, forming a deeper, more nuanced relationship than any number of exclamation points and bitmapped emjois can provide.Visit. Pick up the phone. Send a hand-written card. Those are the things that touch us. Dont be the digital ghost. Be the real friend who reaches out.Liking is something we should do with people, not with buttons.Join over 320,000 readers.Get a free weekly update via emailhere.This article first appeared on Barking Up The Wrong Tree.

Data Warehouse Analyst Job and Salary

Data Warehouse Analyst Job and SalaryData Warehouse Analyst Job and SalaryGood news for data warehouse analysts, and those aspiring to start a career in the field Theyre in demand. Their role is critical to a companys ability to make sound geschftsleben decisions.A data warehouse analyst collects, analyzes, mines and helps the business leverage the information stored in data warehouses.Professionals in this role research and recommend technology solutions related to data storage, reporting, importing and other business concerns they also define the user interfaces for managing the interaction between data warehouses and data marts.A data warehouse analyst is often expected to collaborate with business intelligence analysts and developers to translate data requirements into logical data models.Technology professionals considering this career should feel comfortable translating between what current technology can do and what the business needs for the future are, says Ryan Shaughnessy, Director of Strategic Accounts at Robert Half. Understanding data needs for key business functions such as finance and forecasting, sales, marketing, manufacturing, planning and risk assessment is also essential.According to the 2019 Robert Half Technology Salary Guide, the midpoint salary for a data warehouse analyst is $96,250.To search for specific salary information for your location, use Robert Half Technologys Salary Calculator.Job requirements for a data warehousing careerBelow are the most commonly sought qualifications for a data warehouse analystExcellent research, analysis and problem-solving skillsA bachelors degree in computer science or a related fieldExtensive knowledge of relational database theoryThree to five years of work experience in database systemsExperience with data modeling and architectureStrong verbal and written communication skillsStrong listening skills (important for communicating to technical and nontechnical team members)How to get a data warehouse jobIf lack of experience is an issue, certain certifications can help you stand out to potential employers. As mentioned earlier, a professional certification in a database application such as Microsoft SQL Server or Oracle is a valuable commodity.Shaughnessy explains that candidates for data warehouse analyst roles need to learn reporting tools - especially SQL, if possible - and work towards getting certified. A CDMP (Certified Data Management Professional) certification is a big plus, he notes.For those looking to break into the field, Shaughnessy advice is straightforward Do everything possible to get your foot in the door. If you cant find a permanent position immediately, pursuing an internship is another route.Once a candidate has the necessary skills and experience, opportunities should follow, according to Shaughnessy. The warehouse analyst possesses a specialized skill set, and theres a strong market for those skills, he says.Look to Robert Half Technologys latest Salar y Guide for job descriptions and starting compensation trends for a wide range of IT jobs - including data warehouse analyst.This post has been updated to reflect more current information.

6 Basic Tips for Writing Cover Letters

6 Basic Tips for Writing Cover Letters6 Basic Tips for Writing Cover LettersAre you paying enough attention to your titelbild letters? They are your chance to explain to employers why you are perfect for their company. But job seekers often see them as an annoying, and even skippable, part of the application process. I completely disagree- I recommend always including a cover letter. Beloware sixof the most basic tips for writing cover letters.Here are six tips for writing cover letters1. Cover letters shouldnt be mora than a page long, and not more than 250-400 words.A cover letter is meant to be an introduction- abriefone- to showcase your best qualifications, a little bit of your personality, and to answer any questions the employer posed in the job description. Keep it short and simple.2. If emailingyour resume,your cover letterIS the body of your email- dont attach the letter.If youre ever tempted to write an email stating that your cover letter is attached, dont. Simply copy an d paste your cover letter into the body of your email.3. Address every question asked in the job description.Employers like to list specific things theyre looking for in the job description, and they may also ask you questions or ask you to include specific information in your application. The cover letter is a great place to include whatever theyve requested or to answer their questions.Look out for things like requests for salary requirements, software knowledge, and degrees earned.Pay attention to questions like, Why do you want to work for this company?Read the job description several times to make sure you dont miss any of unterstellung details.Many hiring managers will eliminate candidates who dont follow the instructions in the job description.4. Name drop.If you know someone at the company who will help with your application, or will recommend you to the hiring manager or human resources group, include their name in your letter.It might feel strange to name drop like this, b ut its essential for making your application stand out. Having the endorsement of a person who already works at the company goes a long way to helping job seekers get to the next step in the process the interview.5. Dont use a form letter for each job.While there are some basic parts of your cover letter that can be used for several jobs, dont send the same exact cover letter with each application. Take a moment to address your interest in this particular company and this particular job.You also zulauf the risk of sending the wrong letter to the wrong company. Addressing your letter to one company when its meant for another is never a good move.6. Read, re-read, and re-re-read your letter before you send it.I can almost guarantee there will bea typoin this blog post (perhaps even this paragraph) because every time I remind job seekers to proofread their letters and resumes, I make a typo, and I get called on it every time. Thats why its so important to proofread your cover letters m ultiple times.Its one thing for me to get called on this- its another thing entirely for a job seeker to get called on it by a company for which theyd like to work.Read them slowly and outloud. Ask friends or family to read them. And dont skip proofreading a single letter, ever. Youll be very glad you spent those extra 30 seconds to do so.Cover letters are a much-debated topic in the job market to send or not to send, that is the question.I say, send.But send a good one. One thatis unique for the company and the position,has been proofread,answers questions from the job description,and portrays your best qualifications for that specific job and that specific company.Yes, it will take you more time to complete applications this way. But over the long haul ofyour job search, this act will most likelysaveyou time.Find more cover letter tips here.Readers, what are your thoughts on writing cover letters? Tell us by leaving a comment below

How to edit your resume to fit in 2017

How to edit your resume to fit in 2017How to edit your resume to fit in 2017How to edit your resume to fit in 2017With every new year, there will always be things that will change. If you are looking for a job, you should be aware that Resume trends are changing very quickly. This means it can be difficult to work out what will make you stand out. All resumes need to be both clean and modern. The use of descriptive storytelling will certainly help you to get an interview. Know that the competition for employment will be stiff. When you apply for jobs, your resume must capture the attention of employers. If you are not sure how to go about doing this, then please read on.courtesy of A. Anton unsplash.comUse A Professional Resume ServiceA professional resume tafelgeschirr will make sure that you as a person will stand out to future employers. It is not just about the resume itself. Hire a professional resume writer and they will be able to write your resume in a powerful and clever way . They also know what employers want to see in a resume. A resume writing service will understand what the process of looking for work is all about. Certified resume writers can sit back and look at your strengths and present you in the best way possible. Their aim is to present you at your very best. The best resume writing service will know what your overall objective is. They will be able to express this in writing on your resume for you.Make The Most Of A Resume EditorIf you cannot afford to hirea professional CV writer, there are plenty of resume editor services you can use for free. A resume editing service will allow you to edit your resume for free. Not only can you create a resume through a resume edit service, but you can also share and edit it on them too. Why hire a professional resume writer when you can do this yourself for nothing. A resume editor will be able to give you plenty of ideas about how to edit your resume to fit in with 2017.How To Edit Your Resume To Fit In With 2017Editing your resume to fit in with 2017 is important if you want employers to notice you. It only takes them a few seconds to work out whether or not your resume is worth another look. Here are a few things to remember when editing your resume for 2017Show Employers What You Have DoneAvoid listing duties of past work experience. Instead, simply highlight your accomplishments in those roles. Perhaps you were successful in finishing a major project. Or successfully finished a major sale. If so, state behauptung accomplishments.Use Words Employers Will LoveRather than use cliches or other boring language, replace these with words that employers will love. For example, action words. Action words could include improved, managed, achieved, mentored and so on.Forget The ObjectiveObjectives are now a thing of the past. Objectives with too many words, or are not informative enough are better off being used to describe your skills and experience. If it must be there, make sure it focuses on what you can do.Use The Correct FormatHave a look at the format of your resume. Is it a functional one? Or is it a chronological one? If it is a functional one then this has to change. Always focus more on your work experience rather than your skills. Be aware that employers can see straight past this. It will give them warning bells.Change The File NameWhat is the current file name for your resume? The file name should always include your name. Such as your first and last name then the word resume after it. This will make things much easier for employers who want to keep note of their applicants resumes. Not only that but your resume will not get s-lost easily.In this article, we have seen that resumes must be kept clean and modern. Descriptive story telling should be used if you wish to get an interview. We have also looked at what a professional resume service can do for you. If you cannot afford this, then making the most of a free resume editor is worth considering. Finally, we have discussed a few ways on how you can edit your resume to fit in with 2017. Please consider making these changes to your resume today. We wish you every success in getting the job you are after.